Approval depends on KYC/KYB, compliance, processing history, and card brand rules — not arbitrary category bias. We never support gambling, casinos, betting, or illegal businesses.
Ideal starter profiles: low chargeback history, tangible goods or clearly defined services, established fulfillment. Often approved same-day with best effective rates and next-day funding.
Legal but higher monitoring due to delayed fulfillment, higher ticket, or regulatory nuance. Requires compliance docs, fulfillment proof, and clear refund/terms pages.
All marketing claims must be FTC compliant, no disease cure claims for supplements, clear T&C and auto-renewal disclosure for memberships.
Historically challenging verticals that are legal and card-brand permissible when licensed and documented. Every application undergoes senior underwriting review.
Describe your business and we’ll give a preliminary risk assessment with no credit impact — free.