Home Solutions Industries Pricing About FAQs Contact
Apply Now → Call (888) 667-2860

SavagePayMS only supports legal, compliant businesses. We do not support gambling, casinos, betting or illegal activities.

Payment solutions built to fix real processor pain.

From declined applications to frozen funds and poor support — we solve the problems that cost you revenue. Enterprise-grade infrastructure for legal, compliant businesses only.

The Problem

Why businesses come to us frustrated.

Banks decline applications
Traditional banks reject viable businesses due to industry bias, not compliance.
Existing processor freezes funds
Surprise holds and rolling reserves after you scale. No warning, no explanation.
High chargebacks & termination
0.8% ratio triggers shutoff. No one helps with representment.
Slow settlements
T+3 to T+7 delays starve cash flow for growing operators.
Hidden fees & statements
Batch fees, PCI non-compliance fees, annual fees buried in fine print.
Poor customer support
Bots, offshore call centers, 72-hour ticket responses.
High-risk industry challenges
Legal firearms accessories, credit repair, crypto services — declined despite compliance.
How SavagePayMS Solves It

Transparent underwriting, human support, and tech that just works.

Our Commitment

We evaluate legal businesses on KYC/KYB, processing history, and risk controls — not lazy category bans. Every decision is documented, reserves disclosed upfront, and pricing is interchange-plus.

✓ No gambling, casinos, betting, illegal — ever✓ 98.2% approval for compliant profiles✓ Next-day funding & daily settlements

Multi-MID Strategy for Stability

Don't put all volume on one MID. We structure backup MIDs for high-volume merchants to prevent single-point termination.

Chargeback Defense Included

Alerts, monitoring, and representment help built into your plan — not a $199/month add-on.

Core Solutions

Everything you need to accept payments, end-to-end.

🏦

Merchant Account Solutions

New MIDs, backup MIDs, high-risk legal underwriting, multi-currency, and high-ticket capable accounts. Domestic & international acquiring where compliant.

  • Domestic US acquiring
  • High-risk legal specialization
  • Multi-MID redundancy
🔌

Payment Gateway Assistance

We help you integrate Authorize.Net, NMI, USAePay, or custom APIs. Virtual terminal, hosted checkout, and tokenization included.

  • NMI & Authorize.Net certified
  • Hosted checkout & tokenization
  • Tech integration support

Chargeback Management

Ethoca/Verifi alerts (where available), dispute dashboard, templates, and ratio monitoring to keep you under 0.65%.

  • Alert network enrollment
  • Representment templates
  • Ratio monitoring
🛡️

Fraud Prevention

Real-time scoring, 3D Secure 2.0, velocity checks, device fingerprinting, and manual review queues for suspicious orders.

  • 3D Secure 2.0
  • Velocity & BIN controls
  • Risk team consultation
🌍

Multi-Currency Processing

Present in 130+ currencies where permissible. Dynamic currency conversion and local acquiring guidance for compliant cross-border businesses.

  • 135+ currencies presentment
  • DCC optional
  • Cross-border compliance review

Recurring Billing

Subscription logic, retry scheduling, account updater, and churn analytics for SaaS, memberships, coaching, and education platforms.

  • Smart retries
  • Account updater
  • Subscription analytics
💻

Virtual Terminal

Take MOTO payments securely from any browser. User permissions, transaction search, and quick invoicing.

  • Anywhere access
  • Role-based permissions
  • Invoice links
🖥️

POS Integration

Clover, PAX, Dejavoo integration for retail, restaurants, auto, and professional services. Sync inventory + reporting.

  • Clover • PAX • Dejavoo
  • Inventory sync
  • Omnichannel reporting

E-Commerce & Mobile

Shopify, WooCommerce, BigCommerce, Magento, and custom headless checkout. Apple Pay, Google Pay, and saved cards support.

  • Shopify/Woo/BigCommerce
  • Apple Pay & Google Pay
  • Mobile SDKs

Secure Payment Technology

PCI DSS Level 1, P2PE, network tokenization, and end-to-end encryption. Your customers' data never touches your server.

Business Growth Support

Quarterly business reviews, limit increase planning, new market entry compliance review, and introduction to banking partners for legal ops.

Stop losing sales to processor problems.

Get evaluated by specialists who understand legal high-risk and everyday retail alike. Transparent quote within one business day.

Apply Now → Talk to Sales