Transparent pricing. No surprises. Legal businesses only.
We don’t list fake $0.29 flat rates. Your rate is based on actual interchange, risk, history, and volume. Interchange-plus, disclosed upfront, no hidden add-ons.
Best for up to $50k/month
No hidden fees
- ✓ Single MID, backup option
- ✓ Authorize.Net / NMI virtual terminal
- ✓ Basic fraud tools + 3D Secure
- ✓ Next-day funding eligible
- ✓ Email & chat support
- ✓ No statement/minimum/batch/annual
Best for $50k-$500k/month
Enhanced risk suite included
- ✓ Up to 3 MIDs with failover
- ✓ Full gateway + tokenization + Apple Pay
- ✓ Fraud prevention + alerts
- ✓ Chargeback assistance included
- ✓ POS terminal (Clover/PAX) optional
- ✓ Dedicated account manager
- ✓ Recurring billing + retry logic
Senior underwriting • $500k+/month
Legal only — compliance first
- ✓ 5+ MIDs with load balancing
- ✓ Priority acquiring relationships
- ✓ Advanced fraud & velocity controls
- ✓ Ethoca/Verifi + representment
- ✓ Quarterly business reviews
- ✓ U.S. compliance counsel guidance
- ✓ Custom settlement schedule
No Hidden Fees — Ever
Pricing FAQs
We use interchange-plus: true Visa/Mastercard cost + processor markup. Markup depends on risk category, chargeback history, average ticket, fulfillment time, and monthly volume. No gouging.
Reserves only when risk dictates and always disclosed before you sign. Low-risk rarely requires one. Medium-risk may have 0-10%, high-risk legal often 5-15% rolling 6-month. Released weekly after 6 months clean if met.
No ETF on Starter. Growth and Enterprise have standard 12-month acquiring agreements with no penalty if terminated for cause or after term. We believe in earning retention.